High-yield savings

Making your money work for you.

Get a better return on your savings deposits with Laurel Road.

0.35%

with $500 minimum balance

0.60%

with $25k minimum balance

0.80%

with $50k minimum balance

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  • No balance requirements
  • No per check or monthly charges
  • A non-interest bearing checking account
  • An interest bearing checking account
  • Earns interest if the balance is over $100
  • No per check or monthly maintenance fees if the average monthly balance is over $1,500, if combined checking, savings and money market accounts have an average monthly balance of $5,000 or more, or if you have electronic direct payroll deposit
  • An interest bearing checking account; see personal banking rates
  • Minimum balance of $5,000 to earn interest
  • No per check or monthly maintenance fees if the average monthly balance is over $5,000, or if you have electronic direct payroll deposit
  • Sole proprietors, municipalities and non-profits are eligible for this account, as well as individuals
Free Checking
Rewards NOW Checking
Priority NOW Checking
Minimum Opening Deposit
None
$100
$100
Minimum Daily Balance to Earn APY
$0
$100
$5,000
Annual Percentage Yield
Not Applicable
.25%
.35%
Interest Rate
Not Applicable
.250%
.350%

Annual Percentage Yield (APY) may change without notice. The APY assumes that principal and interest will remain on deposit for one year.

Interest begins to accrue on the business day a CD account is opened. If a CD is closed before interest is credited, the accrued interest is not earned.

The Daily Balance method is used to calculate interest on accounts. The Daily Balance method applies a daily periodic rate to the balance in the account each day.

There may be a penalty for early withdrawal which could reduce the earnings on the account.

After an account is opened, deposits into the account and withdrawals of deposited funds are not permitted until the maturity date.

Renewal policy for Certificates of Deposit: Accounts will automatically renew at maturity. There is a grace period of ten (10) calendar days after the maturity date to withdraw the funds without being charged a penalty.

Contributions to Individual Retirement Accounts are tax-deductible within the limits of the law. Please consult your tax advisor.

Early withdrawals or the closing of an IRA account could reduce earnings and result in tax liability.

Statement Savings
Tier I $500 to $24,999
Tier II $25,000 to $49,999
Tier III $50,000 and over
Tier I $500 to $24,999
Tier II $25,000 to $49,999
Tier III $50,000 and over
Tier I $500 to $24,999
Tier II $25,000 to $49,999
Tier III $50,000 and over
Tier IV $100,000 and over
Tier I $500 to $24,999
Tier II $25,000 to $49,999
Tier III $50,000 and over
Minimum Opening Deposit
None
$500
$500
$500
$500
$500
$500
$500
$500
$500
$500
$500
$500
$500
Minimum Daily Balance to Earn APY
$250
Max Savings with Checking*
$500
$25,000
$50,000
Max Savings without Checking
$500
$25,000
$50,000
Max Money Market with Checking**
$500
$25,000
$50,000
$100,000
Money Market Account without Checking
$500
$25,000
$50,000
Annual Percentage Yield
0.25%
.35%
.60%
.80%
.25%
.40%
.60%
.40%
.65%
.80%
.85%
.15%
.45%
.65%
Interest Rate
0.25%
.350%
.599%
.797%
.250%
.399%
.599%
.399%
.648%
.798%
.847%
.150%
.449%
.648%

* A minimum average daily balance of $500.00 in the checking account must be maintained.

** A minimum average daily balance of $2500.00 in the checking account must be maintained.

Annual Percentage Yield (APY) may change without notice. Fees may reduce earnings on the account. Tiered-Rate Feature: Certain accounts have “tiered-rates”. This means that the interest rate and resulting annual percentage yield to be earned depends on the daily balance in the account. The interest rates and annual percentage yields applicable to each tier are shown above. Interest rates and annual percentage yields are applicable to the daily balance.

Special Services

Safe Deposit Boxes
Traveler’s Checks, Gift Checks and Gift Cards
Notary Public & Signature Guarantee
Wire Transfers and Bank Checks

Savings and CDs

Grow your money.

Laurel Road provides great rates without posing excessive limitations and restrictions. Choose the option that works best for you.

Retirement Products

We're by your side.

The finances of retirement are shifting, as defined benefit pension programs are disappearing and many 401(k) options include contribution limitations. Luckily, Laurel Road has your back. We offer a variety of IRA products, so you can choose the optimal one for your personal situation.

3 Month CD
6 Month CD
12 Month CD
13 Month CD
17 Month CD
27 Month CD
35 Month CD
45 Month CD
59 Month CD
Minimum Opening Deposit
$500
$500
$500
$500
$500
$500
$500
$500
$500
Minimum Daily Balance to Earn APY
$500
$500
$500
$500
$500
$500
$500
$500
$500
Annual Percentage Yield
.50%
.55%
.70%
1.50%
1.60%
1.65%
1.70%
1.75%
2.00%
Interest Rate
.499%
.549%
.698%
1.490%
1.589%
1.638%
1.687%
1.736%
1.982%

Rates are subject to change without notice.