Get a better return on your savings deposits with Laurel Road.
with $500 minimum balance
with $25k minimum balance
with $50k minimum balance
Annual Percentage Yield (APY) may change without notice. The APY assumes that principal and interest will remain on deposit for one year.
Interest begins to accrue on the business day a CD account is opened. If a CD is closed before interest is credited, the accrued interest is not earned.
The Daily Balance method is used to calculate interest on accounts. The Daily Balance method applies a daily periodic rate to the balance in the account each day.
There may be a penalty for early withdrawal which could reduce the earnings on the account.
After an account is opened, deposits into the account and withdrawals of deposited funds are not permitted until the maturity date.
Renewal policy for Certificates of Deposit: Accounts will automatically renew at maturity. There is a grace period of ten (10) calendar days after the maturity date to withdraw the funds without being charged a penalty.
Contributions to Individual Retirement Accounts are tax-deductible within the limits of the law. Please consult your tax advisor.
Early withdrawals or the closing of an IRA account could reduce earnings and result in tax liability.
* A minimum average daily balance of $500.00 in the checking account must be maintained.
** A minimum average daily balance of $2500.00 in the checking account must be maintained.
Annual Percentage Yield (APY) may change without notice. Fees may reduce earnings on the account. Tiered-Rate Feature: Certain accounts have “tiered-rates”. This means that the interest rate and resulting annual percentage yield to be earned depends on the daily balance in the account. The interest rates and annual percentage yields applicable to each tier are shown above. Interest rates and annual percentage yields are applicable to the daily balance.
Laurel Road provides great rates without posing excessive limitations and restrictions. Choose the option that works best for you.
The finances of retirement are shifting, as defined benefit pension programs are disappearing and many 401(k) options include contribution limitations. Luckily, Laurel Road has your back. We offer a variety of IRA products, so you can choose the optimal one for your personal situation.
Rates are subject to change without notice.