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No, none of our product offerings have pre-payment penalties.
Typically, the appraisal report is available within seven business days from the inspection date.
Yes, our fees include underwriting, credit report, and flood-verification fees.
An appraisal is required because a mortgage is a secured loan. We need to verify the value of the collateral in order to determine if it is sufficient when compared to the loan amount.
We do offer second mortgages in certain cases; however, at this time we do not offer HELOC (Home Equity Line of Credit).
An appraisal is an assessment of the current market value on a home or property by a licensed professional.
No, we currently do not offer these loans.
Yes we offer both lender paid and borrower paid Mortgage Insurance options when the Loan to Value (LTV) – the amount of the loan divided by the appraised value of the home – exceeds 80 percent.
No, we currently do not offer these loans online. If you are interested in these type of loans please call us at call us at 1-877-801-4686, anytime between 9:00am-5:30PM EST.
Once you acknowledge your intent to proceed with our application process, you will have the ability to order the credit report to be used for your loan file.
Yes, we offer loans for investment properties.