We offer a .25% rate discount for use of EFT. To qualify for the EFT discount, monthly payments must be paid automatically from a bank account.
Unfortunately, Laurel Road can only accept one active application at a time.
Yes, customers with a current personal loan can apply for a new personal loan or to refinance their existing personal loan.
No, direct pay for debt consolidation is not always required. For customers with large balances, we reserve the right to direct pay.
Please log in and check the online dashboard to see the status of your loan located here:
http://pl.laurelroad.com/client/application/dashboard
If you would like more information as to why your application was denied, please review the adverse action letter on your dashboard located here: http://pl.laurelroad.com/client/application/dashboard . If you have additional questions regarding the reasons for your denial, please contact us at +1(855)-245-0989
Yes, if you would like to change your payment date please email us the details of your request at personalloans@laurelroad.com or call us at +1(855)245-0989
If you would like more information as to why your application was denied, please review the adverse action letter on your dashboard located here: http://pl.laurelroad.com/client/application/dashboard . If you have additional questions regarding the reasons for your denial, please contact us at +1(855)-245-0989
Document review depends on the complexity of the documents. There is no standard review time.
Once an application is complete, most approved loans are funded in about seven business days. However, this timing can vary depending on the complexity of the application and the volume of applications.