Student LoanI am a physician with federal loans, how does refinancing with this special pricing compare to the federal government waiver?
Student LoanI’m currently a resident and looking to refinance my loans. Do I qualify for the physician special pricing?
Student LoanWho qualifies for the physician, dentist, nurse, and physician’s assistant special pricing?
The specialized rates are offered to applicants who are physicians, dentists, nurses, and physician’s assistants with the following degrees: Doctor of Medicine (MD), Doctor of Osteopathic Medicine (DO), Doctor of Medicine in Dentistry or Doctor of Dental Medicine (DMD), Doctor of Dental Surgery (DDS), Master in Nursing, Doctor of Nursing, Associate in Nursing, MA/MS/PhD in Nursing, Associate of Science Degree in Nursing (ASN), Bachelor of Science in Nursing (BSN). Not available to residents, fellows, or students.
Student LoanWill Laurel Road be offering forbearance for those impacted by COVID-19?
If you are experiencing an impact to your income as a result of COVID-19, you can request a forbearance of 3 monthly payments. With this COVID-19 forbearance option:
To inquire about this forbearance please contact MOHELA at 1-877-292-6845 (TTY: Dial 711).
Student LoanThe federal government passed the CARES Act on Friday, March 27th including provisions to delay student loan payments for 6 months. How does that impact my student loan?
The federal COVID-19 response stimulus bill passed on March 27th, known as the CARES Act, delays student loan payments for six months until September 30, 2020. If you have previously refinanced your federal student loan with Laurel Road, you do not qualify for this federal program under the CARES Act.
If you are an existing Laurel Road customer and are experiencing an impact to your income as a result of COVID-19, you may be eligible for a forbearance or an extension of your existing one. To inquire about forbearance and hardship due to COVID-19, please contact MOHELA at 1-877-292-6845 (TYY: Dial 711).
Student LoanCan I still take advantage of federal benefits after I refinance my federal loans with Laurel Road?
If you are refinancing any federal student loans with Laurel Road, you will no longer be able to take advantage of federal income driven repayment programs or student loan forgiveness, including but not limited to: Income Based Repayment (IBR), Pay As You Earn (PAYE) or Revised Pay As You Earn (REPAYE), and Public Service Loan Forgiveness (PSLF). For more information about the benefits of these federal programs and other federal student loan programs, please visit https://studentloans.gov.