Laurel Road’s Physician mortgage is a home loan tailored specifically to doctors, dentists and veterinarians featuring up to 100% financing for loans $750,000 or less (primary residences only – Not available in California). These loans have fewer restrictions than conventional mortgages and recognize the lender’s trust in medical professionals’ creditworthiness and earning potential.
Yes. Laurel Road is a brand of KeyBank, N.A. offering lending capabilities throughout the United States. Our digital lending platform is also available 24/7 @ https://ml.laurelroad.com.
U.S. Citizens and resident aliens are permitted.
No. This program is a sponsored portfolio program which allows for greater flexibility in underwriting, mortgage product offerings, and down payment options by recognizing the overall creditworthiness of the medical professional.
Primary residence single-family homes, townhomes, Planned Urban Developments (PUD) and condominiums are eligible.
Second homes are also eligible but there is not a no down payment option available and additional restrictions may apply.
There are several benefits to Laurel Road’s physician loan:
Practicing medical residents, fellows, licensed medical doctors (MD, DO, DPM), dentists (DDS, DMD), and veterinarians (DVM, VMD) are eligible for Laurel Road’s Physician Mortgage product. Residents that have a signed residency contract effective within the next sixty (60) days are also eligible.