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If you refinance a federal student loan with Laurel Road, you will no longer qualify for existing or future benefits offered by the federal government to federal student loan holders. Please consult www.studentaid.gov for the most current information about any federal student loan benefits.

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Student Loan Rates

Term Fixed APR Variable APR
5 year 5.44%—8.95% 5.49%—9.15%
7 year 5.95%—9.15% 6.15%—9.35%
10 year 6.15%—9.35% 6.35%—9.55%
15 year 6.35%—9.55% 6.55%—9.75%
20 year 6.55%—9.75% 6.75%—9.95%

Eligibility and rates offered will depend on your credit profile and other factors. Rates in the above table include a 0.25% discount for making automatic payments from a bank account. Variable APRs are subject to increase after consummation. View Payment Examples Below

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