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ADA Dentist Mortgage

Element/Bulb Line

We help dentists like you finance the dream of homeownership.

Element/Bulb Line

With a Laurel Road Mortgage, eligible dentists (you too, residents!) can get flexible down payment options, premium service, relationship rate discounts, and more.

To get started, speak to a KeyBank mortgage specialist at 1-877-801-4686.

Dentists Mortgage Lending
a female doctor wearing a white coat and holding a silver iPad

Mortgage Lending for Dentists

ADA members get a 0.25% rate discount.1

A Laurel Road Mortgage can help you get the savings and dedicated support you deserve. Explore special financing options available with a Dentist Mortgage,2 including low down payment options.

To get started, speak to a KeyBank mortgage specialist at 1-877-801-4686

†Geographic limitations apply.

Benefits of a Dentist Mortgage

Explore low down payment options with a Mortgage Loan Officer

Up to $650 off closing costs3

Flexible and low interest rates – with fixed and variable options

Clear terms and fees online, with human support if you need it

Disclaimers

Notice: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice.

† In some states, a conventional loan option with Private Mortgage Insurance (PMI) may offer better priced loan terms than a Dentist Mortgage for down payments less than 20%. Financing options presented upon checking rates offer lowest rate and payment options available based on information provided and may not be a Dentist Mortgage. Contact Laurel Road to discuss all eligible options.

  1. A 0.25% mortgage interest rate reduction (the “Rate Discount”) is available to borrowers that are an active Member Name member no less than five (5) days prior to closing. The Rate Discount cannot be combined with any other interest rate incentives or reductions, applies only to new Loan applications, may not be available for all products, and becomes effective at closing (if applicable). For fixed-rate mortgages, the Rate Discount will be reflected in the interest rate on the Promissory Note. For adjustable-rate mortgages (“ARMs”), the Rate Discount will apply to the initial fixed interest rate period and will be reflected in the maximum amount the interest rate can increase of the term of the loan, subject to the minimum interest rate that may be charged per the terms of the Promissory Note or Agreement. Other restrictions may apply. Ask us for details.

  2. Only available to interns, residents, fellows, doctors, dentists, clinical professors, researchers, or managing physicians with a current license and a degree of Doctor of Medicine (MD), Doctor of Osteopathic Medicine (DO), Doctor of Podiatric Medicine (DPM), Doctor of Dental Surgery (DDS), or Doctor of Dental Medicine (DMD). Doctors and dentists that are not actively practicing are ineligible. Additional conditions and restrictions apply.

  3. A lender credit of up to $650 (the “Lender Credit”) is available to borrowers that are an active Member Name member no less than five (5) days prior to closing. The Lender Credit cannot exceed borrowers' actual costs to close, may be combined only with certain special purpose lender credits, applies only to new Loan applications, and becomes effective at closing (if applicable). Other conditions or restrictions may apply.

KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. This information is current as of July 10, 2023. Information and rates are subject to change without notice.