Member Name Benefits
Exclusive offers and tools to help you navigate your financial journey.
As an Member Name, you're eligible to receive special offers from Laurel Road. Plus, find tailored financial education to help you reach your goals. Explore your offers and curated content below, or take our short quiz for personalized suggestions.
TOOLS AND RESOURCES
Content Collections
Build your financial knowledge with our curated collections of interactive content – designed to help you reach your goals on your own time.
Tools & Calculators
From budgeting to down payments, our quick and easy calculators can help you make smart financial decisions.
All Resources
Browse our library of tailored resources and interactive guides – designed to help you get your financial goals on track.
Testimonials
Don't take our word for it. Hear more from our members.†
Student loans are stressful so it’s so nice knowing there’s a company out there to make the process as pain free as possible!
Laurel Road has been very easy to use. It took me only 5-10 minutes to do my application from start to finish.
Working with Laurel Road was fast and easy! I searched for the right refinance company, and no one had better rates or service.
For borrowers with federal student loans, or a combination of federal and private loans, our student loan experts can help you weigh your options. During your consultation, a specialist will break down your student loan profile, provide a chart on what your new loan payoff could look like, answer questions about what terms are the best for your unique situation, and answer any application questions you may have.
If refinancing is determined to be your best option, they can help you understand what information impacts the interest rate that you might expect to be offered on your loan refinancing. Items such as your FICO score, income level, student loan balance, and current interest rate structure can impact your offer, and your specialist can walk you through how to qualify for the lowest rates on your loans.
If you are refinancing any federal student loans with Laurel Road, you will no longer be able to take advantage of federal income driven repayment programs or student loan forgiveness, including but not limited to: Income Based Repayment (IBR), Pay As You Earn (PAYE) or Revised Pay As You Earn (REPAYE), and Public Service Loan Forgiveness (PSLF). For more information about the benefits of these federal programs and other federal student loan programs, please visit https://studentaid.gov/.
As part of a national bank, Laurel Road relies on advanced data protection, strong encryption and continual monitoring to protect your account and keep your money secure. Additionally, your savings deposits are FDIC-insured up to $250,000.
Laurel Road is a brand of KeyBank N.A. KeyBank, N.A. is Member FDIC. To learn more about FDIC insurance, contact the FDIC toll-free at 1.877.ASK.FDIC (1.877.275.3342) or visit www.fdic.gov.
No, there is no minimum deposit to open this account.
No, you cannot deposit cash directly into your Laurel Road Checking® account, however there are several ways you can add money to your account. You can deposit checks via our mobile app. And through online banking, you can set up an online transfer, direct deposit, or wire transfer to add funds to your account.
Yes, as a current Laurel Road Student Loan Refinance member you may be eligible to refinance your loan(s) again. If you currently have a student loan with Laurel Road and choose to refinance your student loan again with us, keep in mind that you will not be eligible for current new customer interest rate offers. A new application, including consent to a new hard credit inquiry will also be required. The rates and loan terms offered are dependent on current market rates and the applicant’s current financial standings, including but not limited to income, credit score, and debt-to-income ratio. If approved, the previous Laurel Road student loan balance will be paid off with a new Laurel Road loan.