Student Loan Refinancing

Reward yourself with student loan savings.

Low rates, personalized service and technology that makes refinancing your student loans seamless. Plus, our customers save $20,000+ on average over the life of their loans.2

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Laurel Road by the Numbers

Rewarding determination with personalized financial solutions that help you save.

Build Your Loan

$590 Million

Total customer savings1

Our customers save over $20K on average over the life of their loans.2

50 States

Servicing customers nationwide

And now including Washington, D.C., and Puerto Rico.

$3 Billion

In loans funded

Our outstanding customer approval ratings have helped us grow.

What Our Customers Think

I have refinanced other loans, but never as easily as with Laurel Road. The online services they offered made this refi a snap, and their rates were lower than other banks, too.

Dr. Peterson

Physician

Borrow Confidently

We are committed to making lending smarter and easier.

Understanding finances shouldn’t be harder than getting your degree. That’s why Laurel Road has created a library of financial resources to help boost your knowledge and guide you down the road to financial success.

Explore Our Resource Hub

Employer Partnerships

Support your team

Unique financial benefits for the forward-thinking employer.

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Association Partnerships

Perks with real value

Easily incorporate Laurel Road's student loan benefits into your association's offerings.

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Personalized Mortgages

The smart path to home ownership.

As a national lender, Laurel Road helps home buyers and homeowners work smarter by providing personalized mortgage options at real, competitive rates. Our secure technology builds mortgages entirely online, simplifying the process with clear options, transparent fees, and human support when you need it.

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Laurel Road in the News

We’re making a big splash.

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  • LR Joins Marketplace Lending Association

    Laurel Road joins The Marketplace Lending Association, whose mission is to promote a transparent, efficient, and customer-friendly financial system by supporting the responsible growth of marketplace lending.
    Read More

  • Alyssa on HR Morning

    Alyssa Schaefer, CMO of Laurel Road, explains why employers should roll out student loan benefits if they’re serious about hiring the best and brightest millennials.
    Read More

  • Benzinga Global Fintech Awards

    The Benzinga Global Fintech Awards are a yearly showcase of the greatest advances in fintech from finance and technology leaders. Laurel Road was named the Best Consumer Lending Product.
    Read More

  • Lend Academy Podcast

    Gary Lieberman, CEO and Chairman of Laurel Road, shares how he built a small community bank into a leader in student loan refinancing with the Lend Academy Podcast.
    Read More

Student Loan Refinancing

Fund your future. Let us help.

Did you know that you can lower the interest you pay on your student loans? On average, we help borrowers save more than $20,000 over the life of their loans.

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  • Average savings of $20,000+
  • No origination fees
  • No prepayment penalties
  • Economic hardship support*
  • Autopay discount*

Disclaimers

1 Total savings calculated by aggregating individual average savings across total borrower population from 9/2013 to 12/2017. Individual average savings calculation based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were provided. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.

2 Average savings calculated based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were disclosed. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.

* Terms and conditions apply.