+ LR-Icons

Student Loan Refinancing

Reward yourself with student loan savings.

Low rates, personalized service and technology that makes refinancing your student loans seamless. Join the many customers at Laurel Road who have saved thousands of dollars.1

Get Rates Now

Laurel Road by the Numbers

Rewarding determination with personalized student loan refinancing that could help you save.

Build Your Loan


No origination fees or prepayment penalties

50 States

Servicing customers nationwide

And now including Washington, D.C., and Puerto Rico.

$4 Billion

In loans funded

Our outstanding customer approval ratings have helped us grow.

What Our Customers Think

I have refinanced other loans, but never as easily as with Laurel Road. The online services they offered made this refi a snap, and their rates were lower than other banks, too.

Dr. Peterson

Doctor, Student Loan Refi Customer

Borrow Confidently

We are committed to making lending smarter and easier.

Understanding finances shouldn’t be harder than getting your degree. That’s why Laurel Road has created a library of financial resources to help boost your knowledge and guide you down the road to financial success.

Explore Our Resource Hub

Personalized Mortgages

The smart path to home ownership.

As a national lender, Laurel Road helps home buyers and homeowners work smarter by providing personalized mortgage options at real, competitive rates. Our secure technology builds mortgages almost entirely online, simplifying the process with clear options, transparent fees, and human support when you need it.

Get Started

Employer Partnerships

Support your team

Unique financial benefits for the forward-thinking employer.

Learn More

Association Partnerships

Perks with real value

Easily incorporate Laurel Road's student loan benefits into your association's offerings.

Learn More

Laurel Road in the News

We’re making a big splash.

Read More
  • New Survey Finds College Grads Craving Financial Knowledge

    A new study from Laurel Road has found that a majority of recent college grads think a course…
    Read More
  • Millennials Lack Emergency Savings in a Very Big Way, Data Shows

    How much money should your emergency fund contain? A good rule of thumb is three to six months'…
    Read More
  • How To Talk To Your Partner About Money When Your Incomes Are Mismatched

    "When it comes to finances, ego can quickly take over, especially with competitive people, but good relationships can’t…
    Read More
  • These Candidates Want to Eliminate Your Student Loan Debt

    If recent poll numbers from Harvard are accurate, young Americans are set to turn out for the 2018…
    Read More


1 Savings vary based on rate and term of your existing and refinanced loan(s). Review your loan documentation for total cost of your refinanced loan.

* Terms and conditions apply:
Economic Hardship support: After loan disbursement, if a borrower documents a qualifying economic hardship, we may agree in our discretion to allow for full or partial forbearance of payments for one or more 3-month time periods (not to exceed 12 months in the aggregate during the term of your loan), provided that we receive acceptable documentation (including updating documentation) of the nature and expected duration of the borrower’s economic hardship.
Autopay Discount: If the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the fixed rate will decrease by 0.25%, and will increase back up to the regular fixed interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.