Targeted Funding
Level-up to reach your goals.
Pay off high rate credit cards and other high-interest debt, get money for home improvements, start your business...whatever the need, we help you achieve it with low APRs (Annual Percentage Rates) and flexible terms.
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The Laurel Road Difference
100% Online Application
Complete the entire process online from home at your pace
Low APRs
Fixed APRs across different terms
AutoPay Discount
Eligible for discount of 0.25% when monthly payments are made automatically from a bank account.2
Easy access to funds
Money disbursed directly to your bank account
Calculate Your Payments
Estimate your monthly payment with a Laurel Road Personal Loan.
The calculated payments are only an estimate. Your actual payments will depend on the actual amount for which you are approved. Eligibility and rates offered will depend on your credit profile and other factors. Rates in the above table include a 0.25% discount for making automatic payments from a bank account.2
Personal Loan Rates
Find the right loan for you with our competitive fixed rates
| Term | Fixed APR |
|---|---|
| 3 year | 8.99%—23.25% |
| 4 year | 9.49%—23.75% |
| 5 year | 9.99%—24.25% |
Eligibility and rates offered will depend on your credit profile and other factors. Rates in the above table include a 0.25% discount for making automatic payments from a bank account.2 View Payment Examples Below.
Reasons to Get a Personal Loan
Credit Card Consolidation
Learn More ›Home Renovation
Learn More ›Major Purchase
Learn More ›Relocation Assistance
Learn More ›Auto Repairs
Learn More ›Green Loan
Learn More ›Vacation
Learn More ›Business Funding
Learn More ›
All are eligible to apply for a Laurel Road Personal Loan. Loan eligibility also depends on your credit history and financial profile. If eligible, Laurel Road will perform a soft credit pull to provide you with conditional rates, so you can check your eligibility with no impact to your credit score.
Laurel Road recognizes that the best borrowers are those that carry lower risk. We have a team of financial experts that work to assess the rates we can offer based on risk criteria and since we work with credit worthy borrowers, we are able to offer favorable rates.
Our personal loans are unsecured.
Yes, if you set up automatic payments from a bank account via electronic fund transfer (EFT) before loan closing Laurel Road will lower your interest rate by 0.25% (the AutoPay/EFT Discount). When applied, the 0.25% AutoPay/EFT Discount will reduce your monthly payment. Typically, rates advertised on this site include the 0.25% AutoPay/EFT Discount.
Understand the ins and outs of personal lending.
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