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Upcoming One-time Adjustment Deadline
If you're a borrower with commercially managed FFEL, Perkins. or Health Education Assistance Loan (HEAL) program loans, be sure to apply for a Direct Consolidation Loan to take advantage of this forgiveness opportunity. To learn more go to studentaid.gov or schedule a free call with a student loan specialist.


Student Loan Forgiveness Consultation

There’s more than one path to forgiveness.

With the addition of GradFin’s federal student loan forgiveness experts to the Laurel Road team,1 we help borrowers qualify for an average of over $110k in student loan forgiveness.2 If you have at least one federal student loan, you can schedule a free 30-minute consultation with one of our specialists to explore your repayment options and develop a personalized plan.

Don’t have federal student loans? Refinance may be the right option for you. Learn more here.

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Student Loan Forgiveness Counseling Membership

Navigate your journey with an expert guide.


Expert Human Guidance

Get the dedicated support you need to stay on track towards forgiveness with our team of specialists, available by phone or email.


Tools to Take Control​

We’ll help you optimize your repayment plan, track your progress, and stay up to date with the latest federal program requirements.


Low Membership Cost

Stay on track with our annual membership, plus additional savings when you open a Freedom Plus Checking account.3

Public Service Loan Forgiveness (PSLF) Counseling

Forgiveness for government or nonprofit employees.

If you work for an eligible government or nonprofit organization, our annual membership helps you navigate the complex rules and paperwork required to qualify for the 10-year PSLF program.4 Our expert team helps you manage changing program requirements, optimize your savings, and stay on track for student loan forgiveness.

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Get student loan help from an expert guide.
Checking that helps put student loans in check.

Income-Driven Repayment (IDR) Counseling

Student loan forgiveness based on your income, not your diploma.

Even if you don’t qualify for PSLF, an Income-Driven Repayment plan could help stabilize your monthly payments. We'll help you find the right IDR plan, review your eligible payments, and provide guidance to help prepare for potential forgiveness-related tax liability.

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We can help you get on the right path in 3 simple steps:


Schedule Your Consultation

Upload your federal My Student Aid file in our secure online portal and find a time that works best for you.


Speak with a Specialist

Talk with a student loan specialist to evaluate your options, including repayment plans and forgiveness paths.


Follow Your Plan

Through membership, you'll get a personalized plan and ongoing guidance to manage your student loan debt with ease.

Questions? We've got answers.

Student Loan Forgiveness FAQs

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