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IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult Federal Student Aid for the most current information.

Student Loan Consultation

Weigh your student loan options with an expert guide.

If you have at least one federal student loan, you can schedule a free 30-minute consultation with one of our student loan specialists to explore federal and private repayment options and develop your personalized plan.

Don’t have federal student loans? Refinance may be the right option for you. Learn more here.

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Student Loan Forgiveness Counseling
Student Loan Refinancing
Student Loan Forgiveness Counseling

Stay on track towards forgiveness.

Our dedicated team of student loan experts will guide you every step of the way to help you stay on track with Public Service Loan Forgiveness (PSLF) or Income-Driven Repayment (IDR) counseling.

Our experts help borrowers qualify for over $110k in federal student loan forgiveness on average.1

With our low-cost annual membership, you’ll get expert human guidance, convenient tools to track your progress, and ongoing updates of federal program requirements.

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Student Loan Refinancing

Compare your student loan refinancing options.

If you don’t have federal student loans, refinancing may help you save with a lower rate or a shorter term.

If you have a combination of federal and private student loans, a consultation will help you compare your federal and private student loans against real refinancing rates so you can understand which repayment option is right for you.

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Get the answers you need with a free student loan consultation.


Schedule Your Consultation

Upload your federal My Student Aid file in our secure online portal and find a time that works best for you.


Speak with a Specialist

Talk with a student loan specialist to evaluate your options, including repayment plans, refinancing, and forgiveness options.


Follow Your Plan

Through membership, you'll get a personalized repayment plan to help manage your student loan debt with ease.

Your personalized plan can help you:

Apply for IDR

Understand your Income-Driven Repayment (IDR) and forgiveness options.

Navigate PSLF

See if you qualify and help you stay on track for Public Service Loan Forgiveness (PSLF).2

Explore Refinancing

Compare simple refinancing options that could help you save on student loans.

Stay the Course

If you're already in the right repayment program, our team helps you stay on track.

Questions? We've got answers.

Student Loan FAQs

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