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Online Banking and Lending for Doctors

Doctors, you deserve a bank that works as hard as you do.

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Laurel Road now offers more solutions for physicians and dentists, including new banking products that help manage med school debt. Check your student loan rate now, or scroll down to learn more.

Why Laurel Road for Doctors?

We're guessing you didn't spend eight years in med school to study finance.

Easy Online Solutions

Digital banking designed to help you save time and money.

Smart, Secure Technology

The trusted technology of a leading national bank.

Award-winning Experience

Our customers love us—we've funded over $9 Billion in loans.


What our customers think

It’s good that Laurel Road actually wants to hear from you on how they can improve their services not only for you, but for other people who are going to refinance with them."

Dr. Kasra H.

General Dentist

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What our customers think

I think it’s great to have products for doctors because we have an unusual trajectory where we have high earning potential, but don’t qualify for much on paper if that potential is not considered."

Dr. Linda D.

Child & Adolescent Psychiatrist

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Managing your student loan debt just got 3X easier:

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Student Loan Refinancing

Find out how simple refinancing can be.

Because we offer a fast, easy online process with zero added costs or fees, refinancing your student loans has never been easier—and may save you thousands.6

See important information about your federal loans here.

Learn More
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NEW! Laurel Road Linked Savings℠

Plan for your future and you could save more.

When you open a Laurel Road Linked SavingsSM account during your student loan refinancing, you can access variable APRs as low as 1.64% with discounts1 — with the potential to save even more as you increase your savings balance.

Learn More
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NEW! Laurel Road Student Loan Cashback℠ Card

Redeem 2% cashback towards any eligible student loan.2

Now every dollar you spend can help you pay down your student loans when you redeem 2% cashback towards your loans with 95% of U.S. loan servicers.7

Learn More


Why Laurel Road for Doctors?


We understand that your time is limited (and precious), so our Perks! offers are curated for convenience, ease, and the savings you need most.

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Financial Insights for Doctors


Introducing peer-comparison data tools, customized plans for your financial goals, and personal finance content based on your career stage, specialty, and location.

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Financial Resources


Lean on us to help steer you towards financial freedom.

Explore Our Resource Hub

Financial Peace of Mind for Doctors


Financial solutions for employees and members

Employer Partnerships


Unique financial benefits for the forward-thinking employer.

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Association Partnerships


Easily incorporate Laurel Road for Doctor benefits into your association's offerings.

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Laurel Road for Doctors in the News


Learn More doctor wearing scrub and mask, and perform an operation. Laurel Road loan for doctors

In Dentistry Today, Laurel Road Discusses How Dentists Can Pay Off Their Student Debt

According to the ADA, 64% of dental school graduates report having more than $200,000 in debt. Laurel Road…

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Dermatology Times Highlights Survey Findings From Survey by Laurel Road and The White Coat Investor

The survey was conducted among 750 U.S. physicians and dentists. It looked to understand what impact the pandemic…

Read More

Laurel Road’s Kaitlin Walsh-Epstein on Talk2MeDoc Podcast About Understanding Your Options and Building a Plan of Attack

An open discussion on how to think about student loans, debt forgiveness, and the financial tools that can…

Read More

Kaitlin Walsh-Epstein on How Laurel Road Uses Technology to Simplify Student Loan Refinancing, Grad Loans, and Mortgages

When people have bad credit, part of the process is understanding the steps that you can start taking…

Read More


All credit products are subject to credit approval

If you are refinancing any federal student loans with Laurel Road, you will no longer be able to take advantage of any federal benefits, including but not limited to: COVID-19 payment relief, Income Based Repayment (IBR), Pay As You Earn (PAYE), or Revised Pay As You Earn (REPAYE), and Public Service Loan Forgiveness (PSLF). For more information about the benefits of these federal programs and other federal student loan programs, please visit https://studentaid.gov.

  1. Annual Percentage Rate (APR) shown with a 0.25% discount for maintaining a Laurel Road Linked SavingsSM account with a balance of between $5,000 - $9,999 and a 0.25% discount for AutoPay. Variable APRs are subject to increase after consummation. The Laurel Road Linked SavingsSM discount is available to borrowers who open a Laurel Road Linked SavingsSM account at the same time as when they refinance their student loans with Laurel Road. The amount of the discount is based on the borrower’s Laurel Road Linked SavingsSM account balance and may change monthly ranging from 0.15% for balances between $1,000 and $4,999 and 0.55% for balances of $20,000 or greater. To be eligible for a discount, borrowers must maintain a minimum Laurel Road Linked SavingsSM account balance of $1000. For terms and conditions, see laurelroad.com/linkedsavings. A borrower's actual eligibility and rate will be based on their credit profile and other factors.

  2. You will earn 2.0% in Cashback Rewards for each $1 spent on eligible Purchases if you redeem your Cashback Rewards towards your Student Loan with an eligible servicer. This equates to $0.02 in Cashback Rewards, for each $1 spent. For example, if you spend $100, you will earn $2.00 in Student Loan Credit. You will earn 1.0% in Cashback Rewards for each $1 spent on eligible Purchases if redeemed for a statement credit. This equates to $0.01 in Cashback Rewards, for each $1 spent. For example, if you spend $100, you will earn $1.00 in Cashback Rewards.

    Cashback is awarded based on eligible credit card purchases excluding transactions such as cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers and quasi-cash transactions. See Terms & Conditions, which are subject to change.

    The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

  3. Eligibility: Laurel Road Perks! and Financial Insights are available to current Laurel Road Members with an existing credit card, student loan or personal loan who are physicians and dentists, including interns, residents, fellows, clinical professors, researchers, and managing physicians or dentists with one of the following qualifying medical or dental degrees: Doctor of Medicine, Doctor of Osteopathic Medicine, Doctor of Dental Surgery, Doctor of Medicine in Dentistry/Doctor of Dental Medicine, Doctor of Audiology, Doctor of Chiropractic, Doctor of Naturopathic Medicine, Doctor of Optometry, Doctor of Podiatry, or Doctor of Veterinary Medicine.

  4. In order to open a Laurel Road High Yield SavingsSM account you must be either an existing Laurel Road customer or a new customer with the following degrees: Doctor of Medicine (MD), Doctor of Osteopathic Medicine (DO), Doctor of Medicine in Dentistry or Doctor of Dental Medicine (DMD), Doctor of Dental Surgery (DDS), Doctor of Optometry (OD), Doctor of Audiology (AuD), Doctor of Naturopathic Medicine (ND), Doctor of Podiatric Medicine (DPM), Doctor of Veterinary Medicine (DVM), or Doctor of Chiropractic (DC).

  5. Fees may reduce earnings on the account. National average Annual Percentage Yield (APY) reported by the FDIC as of 3/8/2021 (fdic.gov/regulations/resources/rates).

  6. Savings vary based on rate and term of your existing and refinanced loan(s). Refinancing to a longer term may lower your monthly payments, but may also increase the total interest paid over the life of the loan. Refinancing to a shorter term may increase your monthly payments, but may lower the total interest paid over the life of the loan. Review your loan documentation for total cost of your refinanced loan.

  7. For more information on eligible servicers please visit our FAQ.

This information is current as of March 30, 2021. Information and rates are subject to change without notice.