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  • What are (discount) points and lender credits?

What are (discount) points and lender credits?

Points, also known as discount points, are optional and lower your interest rate in exchange for paying an upfront fee...

Published August 10, 2023

Points, also known as discount points, are optional and lower your interest rate in exchange for paying an upfront fee at the time of closing. Lender credits lower your closing costs but may result in a higher rate for the life of your loan.

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