Laurel Road Checking®
Online checking with rewards tailored to your needs.
You’ve got choices. With our new Loyalty Checking account, you could earn cash rewards with your qualifying direct deposits, or you can lower your student loan refi rate when you open a Linked Checking account during refinance.
IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult Federal Student Aid for the most current information.
Get rewarded with everyday checking.
Get paid each month with cash rewards.
Earn simple cash rewards, every month, with qualifying direct deposits.
Learn MoreSave on your student loans with refi rate discounts.
Lower your student loan refi rate with monthly discounts for qualifying direct deposits.
Learn MoreFull-service checking with the convenience of a digital bank.
Mobile Check Deposit
Deposit your checks on-the-go.
40,000 No-Fee ATMs
Locate 40,000 KeyBank & All-point ATMs.2
Send Money with Zelle®
Easily send money to family & friends.3
Bank Securely
Deposits are FDIC insured up to $250,000.4
Online Bill Pay
Pay your bills from anywhere, anytime.
No Monthly Fees
No monthly maintenance fees or minimum balance requirements.
Laurel Road Mobile App
Bank On-the-Go. Anytime. Anywhere.
Get fast, easy, secure access to your Laurel Road accounts in one place: view account balances and activity, send and receive money with Zelle®, deposit checks, manage bill payments, and more—all available 24/7, right from your mobile device.
Get Early Access to Your Pay
Access your pay – up to 2 days early5 with Laurel Road Checking.
With our Early Pay service, you can access certain direct deposits – like your paycheck – up to two days before your pay date, at no extra cost to you.
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