Personal Loans by
Laurel Road

You've been connected to Laurel Road Personal Loans from Lendingtree

Why Personal Loans with Laurel Road?

You Deserve Lower Rates

Term
Rate
  • 3 year
  • 4 year
  • 5 year
  • 5.50%—10.74%
  • 6.00%—11.24%
  • 6.50%—11.74%
Term
  • 3 year
  • 4 year
  • 5 year
Rate
  • 5.50%—10.74%
  • 6.00%—11.24%
  • 6.50%—11.74%
See your rate

Eligibility and rates offered will depend on your credit profile, total monthly debt payments, and income.

Rates in the above table include a 0.25% discount for making automated payments from a bank account. Read important additional information below.

Terms and Conditions

PERSONAL LOAN – RATE DETAILS, TERMS AND CONDITIONS

Laurel Road is a trade name licensed by Darien Rowayton Bank (“DRB”), a Connecticut banking corporation. Darien Rowayton Bank conducts online business activities using the Laurel Road trade name in all 50 states, Washington, D.C., and Puerto Rico. Darien Rowayton Bank conducts local banking activities in the name of Darien Rowayton Bank in the state of Connecticut.

Lending services provided by Darien Rowayton Bank, Member FDIC.

Darien Rowayton Bank is an Equal Housing Lender.

© 2017 Darien Rowayton Bank.

AUTOMATIC PAYMENT

Authorizing the loan servicer or lender to automatically deduct monthly payments from a bank of your choice. Borrowers receive a 0.25% rate discount if they pay via Automatic Payment.

APR is defined as Annual Percentage Rate.

FIXED APR – Standard Personal Loan

Loans are available in terms ranging from 3 to 5 years, and with APRs ranging from 5.75% for a 3 year loan to 11.99% for a 5 year loan.

PAYMENT EXAMPLES

Monthly payments can range from $196.83 to $327.34 for a $10,000 loan. Monthly payments can range from $885.76 to $1,473.03 for a $45,000 loan.

INTEREST RATES

The interest rate you are offered will depend on your credit profile, income, and total debt payments.

FEE INFORMATION

Laurel Road has no origination fees.

LOAN AMOUNT

Minimum loan amount of $1,000. Maximum amount of $35,000 for loan purposes of Auto Purchase, Business, Green Loan, Moving Expenses, and Other. Maximum loan amount of $45,000 for loan purposes of Debt Consolidation, Major Purchase, and Home Improvement. Additional proof of use documentation is required to be eligible for loan amounts in excess of $35,000.

ELIGIBILITY

Must be a U.S. Citizen, or Permanent Resident with a valid I-551 card and meet Laurel Road underwriting criteria (including, for example, employment, debt-to-income, disposable income, and credit history requirements).

DISBURSEMENT OPTIONS

The repayment of any loan will commence immediately after disbursement by Laurel Road.

LAUREL ROAD RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.

This information is current as of June 15th, 2017 and is subject to change.