Pay off high rate credit cards and other high-interest debt, get money for home improvements, start your business...whatever the need, we help you achieve it with low APRs (Annual Percentage Rates) and flexible terms.
Check My RatesComplete the entire process online from home at your pace
Fixed APRs across different terms
Eligible for discount of 0.25% when monthly payments are made automatically from a bank account.2
Money disbursed directly to your bank account
Estimate your monthly payment with a Laurel Road Personal Loan.
The calculated payments are only an estimate. Your actual payments will depend on the actual amount for which you are approved. Eligibility and rates offered will depend on your credit profile and other factors. Rates in the above table include a 0.25% discount for making automatic payments from a bank account.2
Find the right loan for you with our competitive fixed rates
Term | Fixed APR |
---|---|
3 year | 9.49%—23.25% |
4 year | 9.99%—23.75% |
5 year | 10.49%—24.25% |
Eligibility and rates offered will depend on your credit profile and other factors. Rates in the above table include a 0.25% discount for making automatic payments from a bank account.2 View Payment Examples Below.
All U.S. Citizens or permanent residents with a valid I-551 card (which must show a minimum of 10 years between “Resident Since” date and “Card Expires” date) are eligible to apply for a Laurel Road Personal Loan. Loan eligibility also depends on your credit history and financial profile. If eligible, Laurel Road will perform a soft credit pull to provide you with conditional rates, so you can check your eligibility with no impact to your credit score.
Laurel Road recognizes that the best borrowers are those that carry lower risk. We have a team of financial experts that work to assess the rates we can offer based on risk criteria and since we work with credit worthy borrowers, we are able to offer favorable rates.
Our personal loans are unsecured.
Yes, if you set up automatic payments from a bank account via electronic fund transfer (EFT) before loan closing Laurel Road will lower your interest rate by 0.25% (the AutoPay/EFT Discount). When applied, the 0.25% AutoPay/EFT Discount will reduce your monthly payment. Typically, rates advertised on this site include the 0.25% AutoPay/EFT Discount.
If you’re one of the many who carry various debts or a heavy overall deb...
When most homeowners think about acquiring a large chunk of money – whet...
Itching for a new kitchen? Need to weatherproof your roof? A personal lo...