|Average Daily Balance||2-Month Intro Discount||Post-Intro Discount*|
|$0 - $999||0.25%||0.00%|
|$1,000 - $9,999||0.25%||0.10%|
|$10,000 - $19,999||0.25%||0.20%|
*Potential discount after 2 months and qualifying average daily balance Discounts updated as of 9/23/21Example: If your first payment due date is June 15th, you will receive the introductory 0.25% interest rate discount for the first two billing cycles (e.g. May 16th – June 15th and June 16th – July 15th). The discount for the third billing cycle (from July 16th – August 15th) will be based on the average daily balance in your Laurel Road Linked Savings account for the preceding calendar month (June in this example). Consistent with the table above, for subsequent billing cycles your discount will be based on the average daily balance in your Laurel Road Linked Savings account for the previous calendar month.