What is a Soft Credit Check vs. a Hard Credit Check?
May 10, 2022
TranscriptA hard credit check happens when you apply for a new credit account—such as a mortgage, bank loan, or credit card. A soft credit check is a request to view your credit report, and is typically done for things like pre-approved credit offers, employment applications, or periodic account reviews by current creditors for things like credit limit increases.
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All Laurel Road lending products are subject to credit approval.