|Direct Deposit Amount||3-Month Intro Discount||Post-Intro Discount*|
|$0 - $2,499||0.25%||0.00%|
|$2,500 - $7,499||0.25%||0.25%|
*Potential discount after three months and qualifying monthly direct depositsExample: If your first payment due date is June 15th, you will receive the introductory 0.25% interest rate discount for the first three billing cycles (e.g. May 16th – June 15th, June 16th – July 15th, and July 16th – August 15th). The discount for the fourth billing cycle (from August 16th – September 15th) will be based on the amount deposited via an ACH transaction into your Laurel Road Linked Checking account during the preceding calendar month (July in this example). Consistent with the table above, for subsequent billing cycles your discount will be based on the amount deposited via ACH in your Laurel Road Linked Linked Checking account for the previous calendar month.