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Guide to Student Loan Repayment

Sorting through the different ways to pay and finding the best fit for your needs may seem daunting, but taking a high-level look at the programs and plans in front of you can help you choose the right repayment plan for your situation.
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Guide to Student Loan Repayment
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Explore smart savings strategies on your path to  financial freedom.
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Comparing Income-Driven Repayment (IDR) Plans

Comparing Income-Driven Repayment (IDR) Plans

If you have federal student loans, you could have multiple paths to forgiveness through an IDR plan. Compare different IDR plans – including the new Saving on a Valuable Education (SAVE) plan – here.

3 Resources

Comparing Income-Driven Repayment (IDR) Plans

Income-Driven Repayment (IDR) Income Limits

Read on to learn about how income limits pertain to IDR plans, including enrollment thresholds, requirements, the advantages of IDR for low-income ind...

6 min read

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businesspeople walking up stairs learning about PAYE

A Guide to Pay As You Earn (PAYE) Student Loan Repayment

Pay As You Earn – known by its acronym PAYE – is one of multiple IDR plans available to federal borrowers. Read on to learn more.

11 min read

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woman learning about income contingent repayment

What is Income-Contingent Repayment (ICR)?

Income-Contingent Repayment, or ICR, is one of the plan options under the federal government’s Income-Driven Repayment (IDR) program that’s design...

12 min read

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This information provided is for informational purposes only and does not substitute consultation with a legal, tax, or investment professional for important financial decisions. Laurel Road assumes no liability for loss or damage incurred by use of the information provided. Please visit laurelroad.com for full product details, terms and conditions.

All Laurel Road lending products are subject to credit approval.

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult www.studentaid.gov for the most current information.