As you prepare for the return of federal student loan payments, take these steps to help yourself plan your budget accurately, potentially save money, and make an overall smooth transition back to regular monthly payments.
As you prepare for the return of federal student loan payments, take these steps to help yourself plan your budget accurately, potentially save money, and make an overall smooth transition back to regular monthly payments.
Check if you’re set up for automatic debit with your servicer or confirm if you need to re-activate automatic payments. Through most servicers, you will receive a .25% interest rate reduction for setting up automatic payments. You should also make sure that your monthly payment amount is correct based on your selected repayment plan so you know what you will be paying each month starting in October 2023.
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