+ LR-Icons —
×

You are leaving laurelroad.com

By clicking Continue, you will be taken to a third-party website. Laurel Road, a Brand of KeyBank N.A., is not responsible for the content, links, privacy policy, or security policy of third-party websites.

Continue Go Back
×

Thanks for your interest in joining us!

Laurel Road’s innovative engineering culture is enhanced by the scale and resources that come with being part of KeyBank N.A., Member FDIC. To see the full job details and apply for this role, you’ll be redirected to our KeyBank recruiting site.

Apply Now

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

  • General
  • Doctors
  • Nurses
  • Find an ATM
  • Customer Service
  • About Us
General Doctors Nurses
  • Student Loans
    Back
    • Student Loan Freedom
      Explore your forgiveness and refinancing options with our student loan specialists.
    • Student Loan Forgiveness Consultation
      Get expert guidance on your path to federal student loan forgiveness.
    • Public Service Loan Forgiveness (PSLF)
      Learn how to qualify and stay on track for Public Service Loan Forgiveness.
    • Income-Driven Repayment (IDR)
      Understand your income-based repayment and forgiveness options.
    • Student Loan Refinancing
      Explore simple refinancing options that could help you save on student loans.
    • Resident Student Loan Refi
      Check out loan payment plans for residents, starting as soon as you match.
    Medical Student Loan Repayment
    A medical education is one of the most expensive career paths there is, with arguably one of the most rewarding payoffs — becoming a medical professional.
    Read the Guide
    Online Banking

    Medical Student Loan Repayment

  • Savings
    Back
    • High Yield Savings
      Build your savings with a highly competitive interest rate.
    Making the Switch
    With a few clear guidelines on choosing a new bank and a step-by-step approach to making the switch, you can get it done with minimal fuss.
    Read the Guide
    Online Banking

    Making the Switch

  • Home Loans
    Back
    • Physician Mortgage
      Buy a home or refinance with confidence.
    • Mortgage Refinancing
      Personalized options that could help you save by refinancing or get you the cash you need.
    Physician Mortgages at Different Career Stages
    Learn why physician mortgages make sense for doctors at different point in their career.
    Read the Guide
    Online Banking

    Physician Mortgages at Different Career Stages

  • Personal Loans
    Back
    • Personal Loan for Doctors
      Customized personal loans for medical professionals.
    • Personal Loan for Residents
      Find personal loan options to help pay for expenses during residency and fellowship.
    Personal Loans for Moving or Relocation
    Learn how a personal loan could help with relocation costs for a new job.
    Get the Collection
    Online Banking

    Personal Loans for Moving or Relocation

  • Benefits
    Back
    • Member Benefits
      Discover all of the customized benefits for physicians and dentists.
    • Laurel Road Perks!
      Exclusive member discounts on premium brands, subscriptions, and services.
    • Premium Care
      Premium care specialists are available 5 days a week by phone or chat.
    Pursuing Passion with I'm Also a Doctor Series
    Three doctors share how their inspiring passion projects help make them better doctors.
    Read the Guide
    Online Banking

    Pursuing Passion with I'm Also a Doctor Series

  • Resources
    Back
    • Financial Resources
      Navigate your financial journey.
    • Customer Testimonials
      Hear what our customers have to say.
    • FAQs
      Get answers to frequently asked questions.
    • Press
      Find our news and press releases here.
    Saving for An Emergency Fund as a Doctor
    Investing in an emergency fund is a key element to early financial planning for doctors.
    Read the Guide
    Online Banking

    Saving for An Emergency Fund as a Doctor

Find an ATM Customer Service About Us
Sign In
  • Collections
  • Finance 101 for Residents

Finance 101 for Residents

You’re out of medical school and ready to face your finances — but where do you start? Start with the basics that can help you manage your finances and avoid lifestyle creep.

11 Resources

Overlay Background
1.
Residents Dr.Nicolet Finger and Dr. Shiv Vyas

Overcoming Financial Challenges During Residency

Dr. Nicolet Finger and Dr. Shiv Vyas discuss the financial challenges they've had to overcome during residency and the strategies they use to find fin...

34:26 min

Episode 18
2.
Icon depicting a calculator and a bill

Quick Budgeting Tips for Doctors

Many doctors don’t keep a formal written budget, but they should. Even high earners need a plan.

01:22 min

3.
Dr. Chirag Shah and Dr. Miglia Cornejo

Financial Tips for Match Day & New Residents

This episode discusses Match Day, as fourth-year med students are matched to programs, and how they should consider their finances before starting res...

24:20 min

Episode 15
4.
Stethoscope sitting on charts and a notebook.

The Five Basics of Financial Success for Physicians

Financial success starts with making good choices. Whether you’re in your first year of residency or are an established attending,...

6 min read

Read
5.
Drs. Shah & Sanjay

Managing Student Loans & Finances for Residents

Ep. 11 discusses the challenges of managing student loans and personal finances as a medical resident.

35:58 min

Episode 11
6.
Professional learning about how to improve he credit score when she has student loan debt

How to Improve Your Credit Score When You Have Student Loans

Understanding how student loans impact your credit can help you stay on top of your finances. Learn how to manage your credit score even when you have...

8 min read

Read
7.
Icon depicting a gauge measuring debt to income ratio, indicating low DTI

What is Debt-to-Income Ratio?

Watch to learn how to calculate your DTI.

01:00 min

8.
Portrait of smiling businessman standing with arms crossed at office

Why Is Debt-to-Income Ratio Important?

You might hear the acronym “DTI”, or debt-to-income ratio, come up if you’re applying for a mortgage, personal loan, or refinancing your student...

12 min read

Read
9.
Rich couple making a toast with champagne glasses while eating canapes aboard a private jet.

What Every Medical Resident Needs to Know About Lifestyle Creep

Lifestyle creep is when higher income leads to higher discretionary spending — in other words: the more you make, the more you spend on experiences...

9 min read

Read
10.
A jar filled with coins enclosed by stethoscope and a small red heart-shaped object placed near a jar.

5 Habits to Help Doctors Avoid Lifestyle Inflation

As a high earner (or future high earner) you may have heard of the dangers of lifestyle inflation. Some doctors...

9 min read

Read
11.
adult and child hands holding red heart.

Life Insurance for Physicians

As a physician, you understand more than anyone that human life can be fragile and is certainly not guaranteed. That’s...

7 min read

Read

Don’t miss the latest financial resources.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Get tailored Laurel Road resources delivered to your inbox.

    Share

    • Copy Link
    • Email
    • Social

    Social Media Share

    >

    Search Results

    0
    Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Member FDIC. NMLS #399797. Equal Housing Lender. ©2025 KeyCorp®
    All Rights Reserved.
    Equal Housing Lender logo FDIC Member logo
    • About KeyBank
    • About Laurel Road
    • Leadership
    • Press
    • Refer-A-Friend
    • Apple Store
    • Google Play Store
    • Student Loan
    • Savings
    • Mortgage
    • Personal Loan
    • FAQ
    • I’m Also a Doctor
    • Contact Us
    • Partner With Us
    • Our Technology
    • Sitemap
    • Online Privacy Statement
    • User Agreement
    • Report Suspicious Activity

    Disclaimers

    IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult Federal Student Aid for the most current information.

    This information provided is for informational purposes only and does not substitute consultation with a legal, tax, or investment professional for important financial decisions. Laurel Road assumes no liability for loss or damage incurred by use of the information provided. Please visit laurelroad.com for full product details, terms and conditions.

    All Laurel Road lending products are subject to credit approval.