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Managing Medical School Debt for Residents

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Managing Student Loans & Finances for Residents

Ep. 11 discusses the challenges of managing student loans and personal fina...
Episode 11
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Refinancing Options For Medical Residents

Refinancing during residency or fellowship could help reduce stress and all...
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4 Reasons to Refinance Your Student Loans

Refinancing student loan debt might be a smart move if any of these four cr...
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Medical Student Loan Repayment

A medical education is one of the most expensive career paths there is, wit...
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Paying off Your Student Loans Part 1: Setting Yourself Up for Success

Figuring out how to pay off your student loans can be overwhelming, especia...
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Saving Strategies for Physicians

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Budgeting 101 for Physicians

For physicians, a 50/30/20 budget can help you track toward your goals....
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Quick Budgeting Tips for Doctors

Many doctors don’t keep a formal written budget, but they should. Even hi...
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How a Small Change in Your Loan Interest Rate Can Make a Big Difference

A single digit change might seem insignificant, but when applied to student...
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How Much Doctors Should Save for an Emergency Fund

As a doctor, you may often hear reminders to check up on your mental and ph...
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doctors holding a white piggybank at the hospital - residents and early attendings need to budget

Why Residents and Early Attendings Need to Budget

Whether you’ve finally reached an attending physician salary or are still...
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5 Habits to Help Doctors Avoid Lifestyle Inflation

As a high earner (or future high earner) you may have heard of the dangers ...
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Investing for Doctors: Investment Fundamentals

When it comes to investing, there are different investment types and strate...
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Healthy Financial Habits for Physicians

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Why Doctors Shouldn’t Have To Worry About Private Mortgage Insurance (PMI)

Learn what private mortgage insurance (PMI) is, how no PMI loans work, and ...
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a doctor creating a budget by using a calculator and notebook

Budgeting 101 for Physicians

For physicians, a 50/30/20 budget can help you track toward your goals....
Read
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Managing Lifestyle Creep

Watch this short video to understand how "lifestyle creep," or “lifestyle...
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What is a Soft Credit Check vs. a Hard Credit Check?

Watch to learn about the difference between a soft credit check and a hard ...
red color piggy bank on top of coins showing the importance of saving money and financial planning

How Much Doctors Should Save for an Emergency Fund

As a doctor, you may often hear reminders to check up on your mental and ph...
Read
a jar filled with coins enclosed by stethoscope and a small red heart-shaped object placed near a jar

5 Habits to Help Doctors Avoid Lifestyle Inflation

As a high earner (or future high earner) you may have heard of the dangers ...
Read
a female doctor reading about the fundamentals of investing

Investing for Doctors: Investment Fundamentals

When it comes to investing, there are different investment types and strate...
Read
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Homebuying for Physicians

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Mortgage Down Payment Calculator

Your down payment is a critical piece in the homebuying process and will he...
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A Guide to Understanding Mortgages

This in-depth guide covers all the mortgage essentials, from pre-qualifying...
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Mortgages: Physician Loan vs. Conventional Loan

Wondering if a physician loan is right for you? Here's a look at the pros a...
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Talking Physician Mortgages with Dr. Juneja and Dr. Shah

Ep. 11 discusses the challenges of managing student loans and personal fina...
Episode 13
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How to Apply for a Mortgage, Loan, or Refinance When You’re Self-Employed

Here are our top tips and things to know to help get you to your approved o...
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How Much Down Payment Do Doctors Need to Buy a Home?

Some lenders offer “physician or dentist mortgages" with no or low down p...
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What is PMI?

Lenders will typically require Private Mortgage Insurance (PMI) in most cas...
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What are Physician Mortgage Loans?

Watch to learn about special mortgage options for physicians and dentists....
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Understanding Physician Mortgages

Lenders can offer unique rates and terms to doctors, who typically have sta...
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Popular

Managing Your Own Practice

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7 Common Mistakes Made When Starting Your Own Practice

There’s no teacher like experience, but for some things in life wouldn’...
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Female doctors discussing reasons why doctors should consider private practice

6 Reasons Doctors Should Consider Private Practice

The decision to work in a hospital or start your own private practice can b...
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a group of doctors researching about how to open a medical practice

7 Step Guide to Opening a Medical Practice

Starting your own medical practice can be a daunting challenge. From creati...
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Female doctor leading medical team discussion in hospital exam room

The Exit Strategy to Owning a Practice

You’ve helped countless patients lead better, healthier lives. You’ve c...
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Doctors and nurses in discussion at nurses station in hospital

Hiring a Staff, Building a Team for Your Practice

So, you’ve decided to open your own practice. That’s great! You’ve pr...
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Economics of Starting Your Own Practice

Starting your own practice is a big undertaking. Before you jump in, take a...
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Chairs arranged in medical building

Buying Your Own Practice

So, you want to buy your own practice? Congratulations! You’re plunging i...
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An empty medical office area near the entrance of a medical practice

A Checklist to Starting Your Own Practice

“Experts need checklists–literally–written guides that walk them thro...
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Financial Foundations for Dentists

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APR vs APY: What’s the Difference?

Learn the difference between annual percentage rate (APR) and annual percen...
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Do Your Goals Pass the SMART Test?

Reaching financial goals you’ve set for yourself starts with the right pl...
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Your FICO Credit Score – What is it and why is it important?

Take a look at how your FICO credit score is calculated and why it matters....
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What is Debt-to-Income Ratio?

Watch to learn how to calculate your DTI....
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What is Compound Interest?

Learn how compound interest is calculated periodically – either daily, mo...
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The Five Basics of Financial Success for Dentists

Financial success starts with making good choices. Whether you’re just st...
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Investment Planning for Physicians

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Investing for Doctors: Is Low-Risk Investing a Good Investment Strategy for You?

Low-risk investing can be a sensible approach for risk-averse doctors. It...
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Stock trader tearing out his hair from despair after making common investment mistakes

5 Common Investor Mistakes

“Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1.&#...
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Annual Reports

Diversification – What Is It and Why You Need It

Don’t put all your eggs into one basket. That’s the idea behind diversi...
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a doctor creating an investment plan by using a calculator and a laptop

How to Create an Investment Plan

It’s time to build your investment portfolio. Your current financial situ...
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a man researching about passive vs. active investing

Passive vs. Active Investing

Investing can be confusing. Even to the professionals. One idea that can be...
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businessman using a mobile phone to check stock market data

What is Your Risk Tolerance?

Do you like to throw caution to the wind? Roll the dice and take a chance? ...
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Getting a Mortgage as a Resident

Getting Keys to the New House

Getting a Mortgage: What to Expect From Closing

Buying a home? Learn everything you need to know about a mortgage closing, ...
Read
Portrait of senior woman in front of her house

Why Doctors Shouldn’t Have To Worry About Private Mortgage Insurance (PMI)

Learn what private mortgage insurance (PMI) is, how no PMI loans work, and ...
Read
E12_CARD_shah-sanjay-eileen

Talking Physician Mortgages with Dr. Juneja and Dr. Shah

Ep. 11 discusses the challenges of managing student loans and personal fina...
Episode 13
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Why a Physician Mortgage Makes Sense at Different Career Stages

Learn why physician mortgages are a great option for doctors at any point i...
Read
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What are Physician Mortgage Loans?

Watch to learn about special mortgage options for physicians and dentists....
Around the house

How Much of a Down Payment Do You Need to Buy a House?

How much a down payment do you need to buy on a house? There’s no one rig...
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beautiful house, and one some can achieve with a mortgage even when they have student loan debt

Getting a Mortgage When You Still Have Student Loan Debt

The appeal of owning a home in America has shaped the demographic landscape...
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Debt Consolidation for Physicians

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Talking Smart Finances With the OncDoc, Dr. Sanjay Juneja

Discusses the challenges of managing personal finances as a doctor and help...
Episode 9
a medical student with a white coat sitting in a classroom with a teacher beside him

Medical Student Loan Repayment

A medical education is one of the most expensive career paths there is, wit...
Read
Health care costs. Stethoscope and calculator symbol

The Five Basics of Financial Success for Physicians

Financial success starts with making good choices. Whether you’re in your...
Read
three credit card lying on the table, consolidating debt with a personal loan

Consolidating Debt With a Personal Loan

If you’re one of the many who carry various debts or a heavy overall debt...
Read
a smiling young man wearing a grey t-shirt, taking out a personal loan with Laurel Road

Taking Out a Personal Loan

There are many reasons to get a personal loan, from consolidating other deb...
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a young man drinking coffee and researching about paying off debt with a Laurel Road personal loan on a mobile phone

Paying Off Debt with Personal Loans

Juggling debt can feel like a second job, and Americans are juggling a lot ...
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Career Essentials for Physicians

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Pursuing Passions with the I’m Also a Doctor Docuseries

Ep. 14 follows the extraordinary outside passions of three doctors from the...
Episode 14
a young female doctor reading about common financial mistakes made when starting up a medical practice

7 Common Mistakes Made When Starting Your Own Practice

There’s no teacher like experience, but for some things in life wouldn’...
Read
adult and child hands holding red heart, health care, donate and family insurance concept,world heart day, world health day,

Life Insurance for Physicians

As a physician, you understand more than anyone that human life can be frag...
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Man in suit explaining documents to doctor in medical office

Understanding Disability Insurance for Doctors

As a doctor, you already know you need disability insurance. But it’s har...
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doctor creating a financial plan with a calculator, notebook, and computer

Creating a Financial Plan for Physicians

There are too many stories about physicians who have had successful careers...
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a doctor creating an investment plan by using a calculator and a laptop

How to Create an Investment Plan

It’s time to build your investment portfolio. Your current financial situ...
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Tools & Calculators

Personal Loan Payment Calculator

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Student Loan Cashback Calculator

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Mortgage Down Payment Calculator

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50/30/20 Budget Calculator

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Debt-to-Income Calculator

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Student Loan Refinance Calculator

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Disclaimers

The information provided is for informational purposes only and does not substitute consultation with a legal, tax or investment professional for important financial decisions. Laurel Road assumes no liability for loss or damage incurred by use of the information provided. Please visit laurelroad.com for full product details, terms and conditions.

All Laurel Road lending products are subject to credit approval.