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Student Loan Consultation

Members get over $110,000 in forgiveness on average.2

Our specialized GradFin team will review your loan history, go over your repayment and forgiveness options with you, and recommend a plan. With GradFin’s expertise, we’ve helped borrowers achieve more than $90 million in federal student loan forgiveness to date.3


By submitting this form you agree to the Laurel Road and GradFin User Agreement and Online Privacy Statement.

A GradFin student loan consultation will help you:

Apply for IDR

Understand your Income-Driven Repayment (IDR) and forgiveness options.

Navigate PSLF

See if you qualify and help you stay on track for Public Service Loan Forgiveness (PSLF).4

Explore Refinancing

Compare simple refinancing options that could help you save on student loans.

Stay the Course

If you're already in the right repayment program, GradFin helps you stay on track.

We help you stay on track for IDR forgiveness

Become a member to easily enroll in PSLF and get expert guidance on how to stay in compliance throughout your enrollment.

1

Analysis & Enrollment

Start with a personalized analysis of your finances, employment, and PSLF program eligibility. If you decide to enroll in PSLF, you will receive guidance throughout the application process, including employer verification.

2

Qualifying Payment Audit & Appeal

We conduct an audit of your student loan history to confirm that you are credited for all qualifying payments. We will also manage any disputed payment appeals directly with the Department of Education on your behalf.

3

Ongoing Program Compliance

Through a secure portal for document storage, we will manage annual recertification of your income and employment to ensure that you stay in compliance with any changing rules for the duration of your repayment.

4

Expert Guidance until Forgiveness

Ongoing access to specialists and educational webinars to help answer your questions and provide you with peace of mind that you're on track to achieve student loan forgiveness after 120 qualifying payments.