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Public Service Loan Forgiveness (PSLF) for Doctors

We can help get you on the fastest path to student loan forgiveness.

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As a doctor working in a government or nonprofit organization, you could be eligible for the 10-year PSLF program. Schedule a free 30-minute consultation with one of our student loan specialists at GradFin1 to learn more.

Student Loan Consultation


Our specialized GradFin team will review your loan history, go over your repayment and forgiveness options with you, and recommend a plan. With GradFin’s expertise, we’ve helped borrowers achieve more than $76 million in federal student loan forgiveness to date.3

By submitting this form you agree to the Laurel Road and GradFin
User Agreement and Online Privacy Statement.

A GradFin student loan consultation will help you:

Apply for IDR

Understand your income-driven repayment (IDR) and forgiveness options.

Navigate PSLF

See if you qualify and help you stay on track for public service loan forgiveness.4

Explore Refinancing

Compare simple refinancing options that could help you save on student loans.

Stay the Course

If you're already in the right repayment program, we'll help you stay on track.

We help doctors stay on track for PSLF.

Become a member to easily enroll in PSLF and get expert guidance on how to stay in compliance throughout your enrollment.

Analysis & Enrollment

Start with a personalized analysis of your finances, employment, and PSLF program eligibility. If you decide to enroll in PSLF, you will receive guidance throughout the application process, including employer verification.

Qualifying Payment Audit & Appeal

We conduct an audit of your student loan history to confirm that you are credited for all qualifying payments. We will also manage any disputed payment appeals directly with the Department of Education on your behalf.

Ongoing Program Compliance

Through a secure portal for document storage, we will manage annual recertification of your income and employment to ensure that you stay in compliance with any changing rules for the duration of your repayment.

Expert Guidance until Forgiveness

Ongoing access to specialists and educational webinars to help answer your questions and provide you with peace of mind that you're on track to achieve student loan forgiveness after 120 qualifying payments.

Student Loan Repayment Resources

You've got questions, we've got answers.


IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Please carefully consider your options when refinancing federal student loans and consult Federal Student Aid for the most current information.

    1. GradFin and Laurel Road are brands of KeyBank N.A.

    2. GradFin members that met the requirement for PSLF qualified for an average of $116,160.92 in student loan forgiveness as of 8/21/2023.

    3. This is the total dollar value of loans forgiven for GradFin customers as of 8/21/2023. This dollar value is based on the customer reported forgiveness amount and can be substantiated by the Department of Education’s Forgiveness letters.

    4. To qualify for PSLF, you must be employed by a U.S. federal, state, local, or tribal government or not-for-profit organization (federal service includes U.S. military service); work full-time for that agency or organization; have Direct Loans (or consolidate other federal student loans into a Direct Loan); repay your loans under an income-driven repayment plan; and make 120 qualifying payments. For full program requirements, visit: https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service.

    KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. This information is current as of January 11, 2022. Information and rates are subject to change without notice.