Our specialized GradFin team will review your loan history, go over your repayment and forgiveness options with you, and recommend a plan. With GradFin’s expertise, we’ve helped borrowers achieve more than $76 million in federal student loan forgiveness to date.3
Understand your income-driven repayment (IDR) and forgiveness options.
Compare simple refinancing options that could help you save on student loans.
If you're already in the right repayment program, we'll help you stay on track.
You may be eligible for forgiveness through an IDR program that stabilizes your monthly payments based on your income. Our team can help you understand your eligibility, determine which plan is right for you, and estimate your potential forgiveness.Learn More
If you work for an eligible government or non-profit organization, we'll help you navigate the complex rules and paperwork required to qualify for the 10-year PSLF program4 so you can optimize your savings, manage compliance, and stay on track to forgiveness.Learn more
A GradFin consultant can help you determine if you could save more by refinancing to a lower rate or shorter term. They'll show you options for refinancing your private loans, and compare your federal repayment options against real refinancing rates to get you on the right path.Schedule a Consultation
Upload your student loan documents in our secure online portal and find a time that works best for you.
Talk with a GradFin student loan specialist to understand your repayment options including PSLF, IDR, and refinancing.
Through membership, you'll get a personalized repayment plan to manage your student loan debt with ease.
All credit products are subject to credit approval
IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Please carefully consider your options when refinancing federal student loans and consult Federal Student Aid for the most current information.
GradFin and Laurel Road are brands of KeyBank N.A.
GradFin members that met the requirement for PSLF qualified for an average of $116,160.92 in student loan forgiveness as of 8/21/2023.
This is the total dollar value of loans forgiven for GradFin customers as of 8/21/2023. This dollar value is based on the customer reported forgiveness amount and can be substantiated by the Department of Education’s Forgiveness letters.
To qualify for PSLF, you must be employed by a U.S. federal, state, local, or tribal government or not-for-profit organization (federal service includes U.S. military service); work full-time for that agency or organization; have Direct Loans (or consolidate other federal student loans into a Direct Loan); repay your loans under an income-driven repayment plan; and make 120 qualifying payments. For full program requirements, visit: https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service.
KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.
This information is current as of February 6, 2023. Information and rates are subject to change without notice.