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Student Loan Consultation

Members get over $110,000 in forgiveness on average.2

Our specialized GradFin team will review your loan history, go over your repayment and forgiveness options with you, and recommend a plan. With GradFin's expertise, we've helped borrowers achieve more than $90 million in federal student loan forgiveness to date.3

By submitting this form you agree to the Laurel Road and GradFin User Agreement and Online Privacy Statement.

A GradFin student loan consultation will help you:

Apply for IDR

Understand your Income-Driven Repayment (IDR) and forgiveness options.

Navigate PSLF

See if you qualify and help you stay on track for Public Service Loan Forgiveness (PSLF).4

Consider Refi

Compare simple refinancing options that could help you save on student loans.

Stay the Course

If you're already in the right repayment program, we'll help you stay on track.

Income-Driven Repayment (IDR) for Doctors
PSLF for Doctors
Student Loan Refinancing for Doctors
Income-Driven Repayment (IDR) for Doctors

Forgiveness based on your payment history.

You may be eligible for forgiveness through an IDR program that stabilizes your monthly payments based on your income. Our team can help you understand your eligibility, determine which plan is right for you, and estimate your potential forgiveness.

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PSLF for Doctors

Forgiveness for doctors employed at government or nonprofit organizations.

If you work for an eligible government or non-profit organization, we'll help you navigate the complex rules and paperwork required to qualify for the 10-year PSLF program4 so you can optimize your savings, manage compliance, and stay on track to forgiveness.

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Student Loan Refinancing for Doctors

Compare your student loan refinancing options.

A GradFin consultant can help you determine if you could save more by refinancing to a lower rate or shorter term. They'll show you options for refinancing your private loans, and compare your federal repayment options against real refinancing rates to get you on the right path.

Schedule a Consultation

We help doctors get on the right path in 3 simple steps:


Schedule Your Consultation

Upload your student loan documents in our secure online portal and find a time that works best for you.


Speak with a Specialist

Talk with a GradFin student loan specialist to understand your repayment options including PSLF, IDR, and refinancing.


Follow Your Plan

Through membership, you'll get a personalized repayment plan to manage your student loan debt with ease.