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Student Loan Consultation

Members get over $110,000 in forgiveness on average.2

Our specialized GradFin team will review your loan history, go over your repayment and forgiveness options with you, and recommend a plan. With GradFin's expertise, we've helped borrowers achieve more than $90 million in federal student loan forgiveness to date.3

By submitting this form you agree to the Laurel Road and GradFin User Agreement and Online Privacy Statement.

A GradFin student loan consultation will help you:

Apply for IDR

Understand your Income-Driven Repayment (IDR) and forgiveness options.

Navigate PSLF

See if you qualify and help you stay on track for Public Service Loan Forgiveness (PSLF).4

Explore Refinancing

Compare simple refinancing options that could help you save on student loans.

Stay the Course

If you're already in the right repayment program, GradFin helps you stay on track.

Benefits of GradFin IDR Management

Benefits of GradFin IDR Management

Rest assured that you’re following the rules

Our annual IDR membership gives you ongoing access to our team of student loan specialists at GradFin who have been helping borrowers manage federal student loan repayment since 2015. Our specialists will help you stay in compliance for the duration of your enrollment, and help you prepare for potential forgiveness tax liability5 with a personalized savings strategy.

We help you stay on track for IDR forgiveness

Become a member to easily apply for IDR, optimize your tax savings plan, and stay in compliance with the program throughout your enrollment.


Analysis & Enrollment

Start with a personalized analysis of your finances, employment, and IDR program eligibility. If you decide to enroll in an IDR program, you will receive guidance throughout the application process, including employer verification.


Qualifying Payment Audit & Appeal

We conduct an audit of your student loan history to confirm that you are credited for all qualifying payments. We will also manage any disputed payment appeals directly with the Department of Education on your behalf.


Savings Optimization

We will determine your estimated tax liability and provide guidance for a monthly and annual savings strategy. This includes how to prepare for potential future forgiveness tax liability.


Expert Guidance until Forgiveness

Ongoing access to specialists and educational webinars to help answer your questions and provide you with peace of mind that you are on the right track to optimize your savings and achieve student loan forgiveness.