Did you know that doctors working in the private sector could qualify for forgiveness through an IDR program? Schedule a free 30-minute consultation with one of our student loan specialists at GradFin1 to create a personalized plan.
A consultation with our specialists at GradFin can help you compare IDR options and determine which program is best for you – so you can optimize your savings, rest assured about program compliance, and stay on track to achieve federal student loan forgiveness.
Our annual IDR membership gives you ongoing access to our team of student loan specialists at GradFin who have been helping borrowers manage federal student loan repayment since 2015. Our specialists will help you stay in compliance for the duration of your enrollment, and help you prepare for potential forgiveness tax liability2 with a personalized savings strategy.
Become a member to easily apply for IDR, optimize your tax savings plan, and stay in compliance with the program throughout your enrollment.
Start with a personalized analysis of your finances, employment, and IDR program eligibility. If you decide to enroll in an IDR program, you will receive guidance throughout the application process, including employer verification.
We conduct an audit of your student loan history to confirm that you are credited for all qualifying payments. We will also manage any disputed payment appeals directly with the Department of Education on your behalf.
We will determine your estimated tax liability and provide guidance for a monthly and annual savings strategy. This includes how to prepare for potential future forgiveness tax liability.
Ongoing access to specialists and educational webinars to help answer your questions and provide you with peace of mind that you are on the right track to optimize your savings and achieve student loan forgiveness.
IMPORTANT INFORMATION: The U.S. Department of Education recently announced a student loan debt relief plan which includes forgiveness of up to $10,000 for qualifying federal student loans and up to $20,000 for qualifying Pell Grant recipients. For more information, please read the announcement. Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, student loan debt relief or public service loan forgiveness, repayment options such as Income Based Repayment or Pay As You Earn, or COVID-19 relief benefits such as a 0% interest rate, suspension of payments or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult StudentAid.gov for the most current information.
GradFin and Laurel Road are brands of KeyBank N.A.
In providing this information, neither Laurel Road nor KeyBank nor its affiliates are acting as your agent or is offering any tax, financial, accounting, or legal advice.