Financial Foundations for Professionals

Build your financial knowledge with an understanding of core personal finance principles and important terms for busy professionals to know. Strong foundational knowledge is a key part of reaching future financial goals.

7 Resources

Man looking at chalkboard depicting credit scores ranging from poor to excellent.

Your FICO Credit Score – What is it and why is it important?

Take a look at how your FICO credit score is calculated and why it matters.

15 min read

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Icon depicting a gauge measuring debt to income ratio, indicating low DTI

What is Debt-to-Income Ratio?

Watch to learn how to calculate your DTI.

01:00 min

Origami dollar seedling being watered with coins

APR vs APY: What’s the Difference?

Learn the difference between annual percentage rate (APR) and annual percentage yield (APY) and why it matters.

10 min read

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Do Your Goals Pass the SMART Test?

Reaching financial goals you’ve set for yourself starts with the right plan. Use the SMART acronym to test your short- and long-term goals.

01:26 min

Icon depicting a magnifying glass inspecting a credit card

What is a Soft Credit Check vs. a Hard Credit Check?

Watch to learn about the difference between a soft credit check and a hard credit check.

01:13 min

What Are Principal and Interest Payments?

Watch to learn about the difference between principal and interest payments.

00:50 min

A woman using security software on her phone to protect herself from common scams

How to Protect Yourself from Common Scams

Let’s take a look at common types of scams, how to spot them, and what you can do to avoid falling victim to them.

6 min read

Read

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Disclaimers

This information provided is for informational purposes only and does not substitute consultation with a legal, tax, or investment professional for important financial decisions. Laurel Road assumes no liability for loss or damage incurred by use of the information provided. Please visit laurelroad.com for full product details, terms and conditions.

All Laurel Road lending products are subject to credit approval.