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  • How is the interest on my Laurel Road Linked Savings account calculated?

How is the interest on my Laurel Road Linked Savings account calculated?

We use the daily balance method to compute interest on Accounts. This method applies a daily percentage rate to the...

Published March 29, 2021

We use the daily balance method to compute interest on Accounts. This method applies a daily percentage rate to the balance in the Account each day. To determine your daily percentage rate, we divide the interest rate by 365 days. Interest begins to accrue on non-cash items (for example, checks) presented to us no later than the business day we receive credit for the deposit. Interest is compounded daily and credited to your Account monthly.

All Laurel Road savings accounts pay interest at a variable rate which may vary based on the balance in your account. Linked Savings account features may change from time to time, including interest rate and Annual Percentage Yield (APY). At closing, please refer to the Interest Rate and Annual Percentage Yield (APY) chart in your Personal Savings Account Fees and Disclosures agreement for APY information pertaining to your account.

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