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Find more financial flexibility

Apply as soon as you're matched to a residency program.

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$100 monthly payments 
during training1

Accrued interest does not compound while in training.

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0.25% student loan autopay discount2

Interest rate is reduced when automatic payments are set up.

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Student Loan Forgiveness Consultation

Weigh your student loan options with an expert guide.

Get the facts on student loan repayment, forgiveness, and refinancing options through a free 30-minute consultation with one of our student loan specialists.


By submitting this form you agree to our User Agreement and Online Privacy Statement. As part of your request to schedule a consultation, you are agreeing to receive emails from GradFin related to your Student Loan consultation. Emails include but are not limited to Consultation Scheduling, Loan Information Requests, and Appointment Reminders.

Resident Rates

Repayment Term Fixed APR Variable APR
5 year 5.48%—8.35% 5.76%—8.62%
7 year 5.63%—8.48% 5.91%—8.75%
10 year 5.74%—8.60% 6.03%—8.87%
15 year 5.94%—8.76% 6.23%—9.03%
20 year 6.15%—8.89% 6.44%—9.17%

For residents, eligibility and rates offered will depend on your credit profile, total monthly debt payments, length of residency, and income projections post residency. Variable APRs are subject to increase after consummation. Rates shown above include a 0.25% Autopay discount2 and reflect a Repayment Term preceded by a 3 year residency period of $100 monthly payments. View Payment Examples below.

Please note that residents or fellows with signed contracts to practice may qualify for our standard rate offerings found here.

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Student Loan Refinancing for Residents

How much could you save by refinancing your medical school debt?

Refinancing to a lower rate may save you thousands.3 We offer a simplified process with zero added costs or fees. Get started and check your rates in less than 5 minutes.

Check My Rates
Frequently Asked Questions

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