Student Loan Refinancing for Doctors
How much could you save by refinancing your medical school debt?
A lower rate or shorter loan term may save you thousands,1 with student loan refi rates starting at % fixed APR.2 Estimate your potential savings with our payment calculator below.
With our simple online application, you can check your rate in minutes.
Student Loan Consultation
Weigh your student loan options with an expert guide.
Get the facts on student loan repayment, forgiveness, and refinancing options. You can schedule a free 30-minute consultation with one of our student loan specialists to get started and create a personalized plan.
By submitting this form you agree to our User Agreement and Online Privacy Statement. As part of your request to schedule a consultation, you are agreeing to receive emails from GradFin related to your Student Loan consultation. Emails include but are not limited to Consultation Scheduling, Loan Information Requests, and Appointment Reminders.
Is refinancing now right for you?
You may be asking if now is a good time to take advantage of low rates to refinance. Use the calculator below to compare some of the benefits of refinancing. For physicians, dentists, optometrists, and physician assistants, the calculator will also show the estimated impact of Laurel Road’s special price reduction.
If you are refinancing any federal student loans with Laurel Road, you will no longer be able to take advantage of federal income driven repayment programs or student loan forgiveness, including but not limited to: Income Based Repayment (IBR), Pay As You Earn (PAYE) or Revised Pay As You Earn (REPAYE), and Public Service Loan Forgiveness (PSLF). For more information about the benefits of these federal programs and other federal student loan programs, please visit https://studentaid.gov/.
Yes, Laurel Road refinances both federal and private student loans.
Refinancing student loans may add up to significant savings. For example, if you refinance multiple loans into one loan with a lower rate, and keep the loan term the same, you will accrue less interest over the life of the loan, saving you money on a monthly basis and over the course of the loan.
You can send our Member Services team a message by emailing us at [email protected] or by using the live chat function on our website. To speak directly with a Member Services representative, you can call us at 1-833-427-2265. Members using a TTY/TRS device, please dial 711.
Yes, if you set up automatic payments from a bank account via electronic fund transfer (EFT) before loan closing Laurel Road will lower your interest rate by 0.25% (the AutoPay/EFT Discount). When applied, the 0.25% AutoPay/EFT Discount will reduce your monthly payment. Typically, rates advertised on this site include the 0.25% AutoPay/EFT Discount.
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